Terms of Service Effective Date: May 18, 2019 This Terms of Service and our Privacy Policy (together, this "Agreement") describe the terms and conditions on which operator of this website and its affiliates ("Distributor", "we," "us" or "our") offers you access to this website or any related website or service in or to which this Agreement is linked or referenced (collectively, the "Services"). Before accessing and using the Services, please read this Agreement carefully because it is a legal agreement between Distributor and you. If you have a question about this Agreement or the Services, please contact Distributor via email at the email address listed at the top of this webpage ("Contact Email"). BY ACCESSING AND USING THE SERVICES, YOU AFFIRM THAT: YOU HAVE READ AND UNDERSTAND THIS AGREEMENT; YOU WILL COMPLY WITH THIS AGREEMENT; AND YOU ARE AT LEAST THE AGE OF LEGAL MAJORITY IN YOUR PLACE OF RESIDENCE AND OTHERWISE LEGALLY COMPETENT TO ENTER INTO A LEGAL AGREEMENT IMPORTANT NOTE Please read carefully the sections titled "DISCLAIMER OF WARRANTIES", "LIMITATIONS OF LIABILITY" and "DISPUTE RESOLUTION". These provisions limit Distributor's liability to you and affect how disputes are resolved. If you do not agree to any term of this Agreement, please do not use the Services. 1. CHANGES TO TERMS The Effective Date of this Agreement is set forth at the top of this webpage. As we add new features, we may revise or supplement this Agreement. It is your responsibility to review this Agreement from time to time for changes. We will not make revisions that have a retroactive effect unless we are legally required to do so or to protect other users of the Services. Your continued use of the Services after the Effective Date constitutes your acceptance of this Agreement, as amended. As of the Effective Date, the amended Agreement supersedes all previous versions of or agreements, notices or statements about this Agreement. 2. ADDITIONAL TERMS Certain features of the Services may be subject to additional terms ("Additional Terms") presented in conjunction with them. Regardless of how they are presented to you, you must agree to Additional Terms before using the features of the Services to which they apply. Unless otherwise specified in Additional Terms, all Additional Terms are incorporated into this Agreement. If you do not agree to Additional Terms, then you may not use the Services to which they relate. This Agreement and Additional Terms apply equally but, if any Additional Term is inconsistent with any provision of this Agreement, the Additional Term will prevail for the Services to which the Additional Terms apply. 3. Distributor CONTENT Distributor's licensors retain full and complete title to all information and materials provided on or through or submitted to the Services, including any brand names, artwork, graphics, text, video and audio clips, trademarks, logos and other content (collectively, "Distributor Content"). All other trademarks not owned by Distributor that appear in the Services are the property of their respective owners. If you agree to this Agreement (as well as any Additional Terms), then you may download, print and/or copy Distributor Content solely for your own personal use. You may not: Incorporate any Distributor Content into any other work (such as your own website) or use Distributor Content in any public or commercial manner; Copy, modify, reproduce, adapt, reverse engineer, distribute, frame, republish, upload, display, post, transmit, transfer, license or sell Distributor Content in any form or by any means; Change any of the notices about copyright, trademarks or other intellectual property rights that may be part of the Distributor Content; or 'Deep link' to any of the Services (i.e., link to any page other than the home page of one of the Services). we DO NOT GUARANTEE THE ACCURACY, COMPLETENESS OR USEFULNESS OF ANY INFORMATION ON THE SERVICES OR ENDORSE THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT. Distributor is an independent, nonpartisan organization. Distributor takes no institutional positions on policy issues. All statements of fact and expressions of opinion contained in any on this site are the sole responsibility of the author. References to specific nonprofit, private, or government entities are not an endorsement. 4. USING THE SERVICES Age of Eligibility: You must be the age of legal majority or older in your place of residence to use the Services. Your Account: You are required to create an account ("Account") to use certain features of the Services. You agree that you will maintain your Account information to ensure that it is always current, complete and accurate. If you provide untrue, incomplete, misleading or inaccurate information, you understand that we have the right to terminate your Account and use of the Services. You agree to protect the security of your Account. You are responsible for all use of your Account, including your login credentials (i.e., username and password) and activation codes and passwords. Distributor treats access to the Services through your account credentials as authorized by you. Unauthorized access to password-protected or secure areas is prohibited and may lead to criminal prosecution. Distributor may suspend your use of all or part of the Services without notice if we suspect or detect any breach of security. Please immediately notify Distributor using the contact information provided below if you believe that information you provided to us is no longer secure or if you need to deactivate your account or password. Accessing the Services: You are responsible for the software, hardware and Internet service needed to access and use the Services. If you access and use the Services on your smartphone, tablet or other mobile device ("Mobile Device"), you are solely responsible for any and all data and other fees related to use of the Services through your Mobile Device. We do not guarantee availability of the Services at all times of the day. Distributor may from time to time perform upgrades, updates or otherwise make the Services unavailable. To the maximum extent authorized under applicable law, we reserve the right to change, remove, delete, restrict, block access to, or stop providing any or all of the Services at any time and without notice. Except as provided in our customer agreements, Distributor has no obligation to provide access to or support for the Services. Restrictions on Your Use of Services: You may use the Services for lawful, non-commercial purposes only. You agree that you will not (and you agree not to encourage or allow any third party to): Breach, test, circumvent (or attempt to breach, test or circumvent) any security, copy protection or rights management feature in the Services or otherwise attempt to gain unauthorized access to the Services, other users' Accounts or Distributor's computer systems or networks, Copy, modify, translate, adapt or otherwise create derivative works or improvements (whether or not patentable) of any part of the Services; Decompile, reverse engineer, disassemble or decode the Services or otherwise attempt to derive or gain access to the source code of any part of the Services (unless applicable laws specifically prohibit such restriction); Remove, alter or obscure any copyright, trademark or other intellectual property or proprietary notices contained in the Services; Use any robot, spider, site search/retrieval application, or other automated device, process or means to access, retrieve, scrape or index any portion of the Services; Use the Services to advertise, buy or sell any products or services; Distribute, rent, sublicense, lease, lend, sell, resell, assign, transfer, transmit, stream, broadcast or otherwise make available or exploit any features or functionality of the Services including though time-sharing, use of service bureau or by otherwise making the Services available on a network on which it is accessible by more than one device at any time; Reformat or frame any portion of the web pages that are part of the Services without Distributor's written consent; Cause or launch any programs or scripts for the purpose of scraping, indexing, surveying, or otherwise data mining any portion of the Services or unduly burdening or hindering the operation and/or functionality of any aspect of the Services; Create an Account under fraudulent pretenses; or Collect or store Personal Data (as defined in the Privacy Policy) about any other user without his or her express prior written consent. 5. PRODUCTS AND ORDERS Certain products may be available exclusively online through the Services. These products may have limited quantities. Prices for our products offered through the Services are subject to change without notice. We shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the product. We cannot guarantee that your computer monitor's display of any color will be accurate. We reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or Services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of Distributor. We reserve the right to discontinue any product at any time. Any offer for any product or Service made on this site is void where prohibited. We do not warrant that the quality of any products, Services, information, or other material purchased or obtained by you will meet your expectations, or that any defects or errors in the products or Service will be corrected. We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per business, or per order. These restrictions may include orders placed by or under the same customer Account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors. You agree to provide current, complete and accurate purchase and Account information for all purchases made through the Services. You agree to promptly update your Account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed. 6. SUBMISSIONS Distributor may from time to time offer areas in the Services where you and other users can share information or materials (collectively, "Submissions"). You are the owner of and are responsible for your Submissions. By submitting a Submission, you represent and warrant that: Your Submission is true and accurate; You own or otherwise control all of the rights to your Submission, including copyrights and trademarks, necessary to meet your obligations to Distributor under this Agreement; Your Submission is not defamatory, libelous, hateful, violent, obscene, pornographic, unlawful or otherwise offensive or unlawful; and Your Submission does not violate the privacy, publicity, intellectual property or other rights of any other person or entity. You acknowledge and agree that Distributor has the right (but not the obligation) to monitor Submissions and to alter, remove or refuse to post or allowing posting of any Submission. Distributor TAKES NO RESPONSIBILITY AND ASSUMES NO LIABILITY FOR ANY SUBMISSION, INCLUDING LOSS OR DAMAGE RESULTING FROM YOUR RELIANCE ON INFORMATION OR OTHER CONTENT IN SUBMISSIONS. By sharing your Submissions, you grant Distributor and our designees a worldwide, perpetual, irrevocable, transferrable, royalty-free license (with the right to sublicense) to use, copy, modify, create derivative works of, distribute, publicly display, publicly perform and otherwise use your Submission in all formats and distribution channels now known or hereafter devised (including on third-party sites and services) to provide, expand or promote the Services and Distributor's products without further notice to or consent from you. Under no circumstances are you entitled to payment for your Submissions. All Submissions are deemed non-confidential and non-proprietary. Distributor encourages you not to disclose any personal information in your Submissions because other people may see and use the personal information in your Submissions. 7. DISCLAIMER OF WARRANTIES Distributor that Distributor has validly entered into this Agreement and has the legal power to do so. You warrant that you have validly entered into this Agreement and have the legal power to do so. DISTRIBUTOR shall not be responsible for any claim or damages arising from or connected with anY inaccurate or incomplete information to which you have access. DISTRIBUTOR and its affiliates shall not be responsible for any application of any information, pricing or results, intended or unintended, obtained through the use of thE SERVICES. DISTRIBUTOR and its affiliates shall not be responsible for the corruption of any of your data, software or equipment when using the sERVICES. THE USE OF THE SERVICES AND THE PRODUCTS, SERVICES AND INFORMATION ON THE SERVICES ARE PROVIDED "AS IS" AND "WITH ALL FAULTS," AND DISTRIBUTOR MAKES NO, AND DISCLAIMS ALL, REPRESENTATIONS AND WARRANTIES, EXPRESS OR IMPLIED, WRITTEN OR ORAL, ARISING FROM COURSE OF DEALING, COURSE OF PERFORMANCE, USAGE OR TRADE, OR OTHERWISE, INCLUDING WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF TITLE, NON-INTERFERENCE, NON-INFRINGEMENT, ACCURACY FOR INFORMATION, MERCHANTABILITY, QUALITY, SYSTEMS INTEGRATION AND FITNESS FOR A PARTICULAR PURPOSE. EXCEPT AS EXPRESSLY AND EXPLICITLY SET FORTH IN THIS AGREEMENT, ANY AND ALL PRODUCTS, SERVICES AND INFORMATION PROVIDED BY DISTRIBUTOR AND ITS AFFILIATES UNDER, IN CONNECTION WITH OR RELATED TO THE SERVICES ARE PROVIDED WITH ALL FAULTS, AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY AND EFFORT IS WITH YOU. 8. LIMITATION OF LIABILITY AND EXCLUSION OF CERTAIN DAMAGES YOU FURTHER WAIVE AND AGREE NOT TO ASSERT AGAINST Distributor ANY INCIDENTAL, SPECIAL, CONSEQUENTIAL OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OR CORRUPTION OF DATA OR PROGRAMS, SERVICE INTERRUPTIONS AND PROCUREMENT OF SUBSTITUTE SERVICES, EVEN IF Distributor KNOWS OR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, IN EACH CASE, ARISING OUT OF OR RELATING TO THE USE OR INABILITY TO USE THE SERVICE OR TO THE CONDUCT OF YOU OR ANY OTHER REGISTERED USER IN CONNECTION WITH THE USE OF THE SERVICE. You acknowledge and agree that the above limitations of liability together with the other provisions in this Agreement that limit liability are essential terms and that Distributor would not be willing to grant you the rights set forth in this Agreement but for your agreement to the above limitations of liability. 9. DISPUTE RESOLUTION If you have a complaint about the Services, please contact Distributor via email at the Contact Email. To the maximum extent permitted by applicable law, you and Distributor agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. This Agreement is governed by and construed and enforced in accordance with the internal laws of the State of the Distributor's mailing address ("Distributor's Jurisdiction"), without giving effect to the principles of conflicts of laws of such state, and is binding upon the parties hereto in the United States and worldwide. YOU AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, THE CAUSE OF ACTION IS PERMANENTLY BARRED. Any dispute between you and Distributor and its agents, employees, officers, directors, principals, successors, assigns, subsidiaries or affiliates arising from or relating to this Agreement and its interpretation or the breach, termination or validity thereof, the relationships which result from this Agreement is subject to the exclusive jurisdiction of the federal and state courts in the Distributor's Jurisdiction, other than for actions to enforce any order or judgment entered by such courts. 10. NOTICE TO CALIFORNIA RESIDENTS BY USING THE SERVICES, YOU WAIVE YOUR RIGHTS WITH RESPECT TO CALIFORNIA CIVIL CODE SECTION 1542, WHICH SAYS "A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH, IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR." If the Services are at any time deemed an electronic commercial service (as defined under California Civil Code Section 1789.3), California residents are entitled to the following specific consumer rights information: The provider of the Services is the Distributor with its principle place of business being the address listed at the top of this webpage. If the Services are deemed as electronic commercial service, you may file a complaint regarding the Services or to receive further information regarding use of the Services by sending a letter to the attention of "Legal Department" at the above address. 11. INTERNATIONAL USE If you are not a United States resident and you are accessing our Services from outside the United States, you agree to transfer certain information outside your home country to us and that you will follow all the laws that apply to you. Distributor's servers and operations are located primarily in the United States and our policies and procedures are based primarily on United States law. Because of this, the following provisions apply specifically to users located outside of the United States: (i) you consent to the transfer, storage, and processing of your information (including Submissions and Personal Data) to and in the United States and/or other countries; (ii) if you are using the Services from a country embargoed by the United States, or are on the United States Treasury Department's list of "Specially Designated Nationals," you are not authorized to access or use the Services; and (iii) you agree to comply with all local laws, rules, and regulations including all laws, rules, and regulations in effect in the country in which you reside and the country from which you access the Services. The Services are not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which that would subject Distributor or its affiliates to any registration requirement within such jurisdiction or country. 12. TERMINATION You may terminate your Account at any time for any reason effective upon written notice to Distributor. Distributor reserves the right immediately to suspend or terminate your account and access to the Services without notice if Distributor believes you violated this Agreement. Termination will not limit any of Distributor's other rights or remedies. The sections titled Distributor Content, Submissions, Disclaimer of Warranties, Limitation of Liability, Dispute Resolution, General Terms and any other provision that is intended to survive termination shall survive termination of this Agreement. 13. LINKS TO OTHER WEBSITES AND SERVICES This Service may contain links to other websites and services that we think may interest you, including social networking (collectively, "Linked Services"). Linked Services are not under the control of Distributor is not responsible for Linked Services or for any information or materials on, or any form of transmission received from, any Linked Service. The inclusion of a link does not imply endorsement by Distributor of the Linked Services or any association with the operators of the Linked Services. Distributor does not investigate, verify or monitor the Linked Services. Distributor provides links to Linked Services for your convenience only. You access Linked Services at your own risk. 14. GENERAL TERMS This Agreement (i) inures to the benefit of and will be binding upon Distributor's and you and your successors and assigns, respectively and (ii) may be assigned by Distributor but you may not assign them without the prior express written consent of Distributor. This Agreement, together with our Privacy Policy, contain the entire understanding by and between Distributor and you with respect to the matters contained herein. If any provision of this Agreement is or becomes unenforceable or invalid, the remaining provisions will continue with the same effect as if such unenforceable or invalid provision had not been inserted herein. If Distributor fails or you fail to perform any term of this Agreement and you do not enforce the term, the failure to enforce on any occasion will not constitute a waiver of any term and will not prevent enforcement on any other occasion. Nothing contained in this Agreement will be deemed to constitute Distributor or you as the agent or representative of the other or as joint venturers or partners. If Distributor is or you are prevented from performing or unable to perform any obligation under this Agreement due to any cause beyond the reasonable control of the party invoking this provision, the affected party's performance will be extended for the period of delay or inability to perform due to such occurrence. The headings and captions contained herein are for convenience only. This Agreement and all related documentation will be drafted in English. While certain text in this Agreement may be made available in languages other than English (whether translated by a person or solely by computer software), the English language version controls. 15. QUESTIONS ABOUT THE SERVICES If you have a question about the Services, please contact Distributor via email at the email address listed on this webpage.

Privacy Policy Privacy Policy and Notice at Collection Effective Date: 02.03.2023 The operator of this website and its affiliates (referred to herein as “Distributor” or “we”) collect information about you when you use this website and other websites, applications or other online services that we operate (collectively, the “Services”). BY USING THE SERVICES, YOU CONSENT TO THE PROCESSING OF INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY AND NOTICE AT COLLECTION. IF YOU DO NOT AGREE WITH ANY PART OF THIS PRIVACY POLICY, THEN PLEASE DO NOT USE THE SERVICES. 1. Scope of this Privacy Policy AND NOTICE AT COLLECTION This Privacy Policy and Notice at Collection (collectively “Notice”) describes the information that Distributor collects (directly or indirectly) and why we collect it, what we do with the information we collect and how you can manage your information through the Services. This Notice applies to you when you use our Services or communicate with us offline, such as by telephone. You may have additional rights depending on your US state of residence. For more information on your rights under state laws, including the California Consumer Privacy Act (“CCPA”), please review the “State Privacy Rights” section of this Notice. You can download a printable copy of this Notice here. If a particular Service has its own privacy policy or links to a different privacy policy, then that privacy policy -- not this Notice -- applies. This Notice also does not apply to any website or service that does not display or link to this Notice. Our agreements with certain customers may contain provisions about the collection, use, storage and disposal of personal information collected through the Services and offline. If a provision of a customer agreement conflicts or otherwise is inconsistent with a provision of this Notice, then such provision of the customer agreement will prevail but solely to the extent of the conflict or inconsistency. If you have not done so already, please also review the Terms of Service. NOTICE AT COLLECTION 2. CATEGORIES OF Information We Collect We may collect the personal information categories listed below. the categories of personal information the business has collected about consumers in the preceding 12 months. ● Identifiers. Such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, or other similar identifiers. ● Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). Such as name, address, or telephone number. Some personal information included in this category may overlap with other categories. ● Commercial information. Such as records of products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies. ● Internet or other similar network activity. Such as browsing history, search history, information on a consumer’s interaction with a website, application, or advertisement. 3. PURPOSE OF COLLECTION AND USE We collect personal information to support our business operations. Most commonly, we will use your personal information in the following circumstances. · Where we need to perform the contract we are about to enter into or have entered into with you. · Where it is necessary for our legitimate interests (or those of a third party), and your interests and fundamental rights do not override those interests. · Where we need to comply with a legal or regulatory obligation. We do not sell or share personal information. In the event that we do sell or share any personal information, we will update this Notice to list the categories of consumers’ personal information sold or shared. We will only use your personal information for the purposes for which we collected it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If we need to use your personal information for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to do so. Please note that we may process your personal information without your knowledge or consent, in compliance with the above rules, where this is required or permitted by law. We use information collected for the following purposes based on our legitimate interests: · To communicate with you; · To administer and protect our business and the Services including troubleshooting, data analysis, security, testing, system maintenance, support, reporting, technical functionality, hosting of data, and in the context of a business reorganization or group restructuring exercise; · To prevent and investigate fraud and other misuses of the Services; · To deliver relevant website content and advertisements to you and measure or understand the effectiveness of the advertising we serve to you; · To use data analytics to improve our website, products/Services, marketing, client relationships and experiences; or · To make suggestions and recommendations to you about products or Services that may be of interest to you. · To evaluate you for employment or an internship. We also use your personal information when necessary for the performance of a contract in the following contexts: · To process your payments, orders, and transactions including: o Manage payments, fees and charges o Collect and recover money owed to us; · To set up and maintain your account with us; · To manage our relationship with you which will include: o Notifying you about changes to our terms or privacy policy o Asking you to leave a review or take a survey o Responding to your questions and inquiries We may also use your personal information when necessary to comply with legal obligations. For the purposes of this Notice, to “process” personal information means to perform any operation on personal information, whether or not by automated means, such as collecting, recording, organizing, storing, adapting, using, disclosing, combining, erasing or destroying. Where we need to collect personal information by law, or under the terms of a contract between us and you do not provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with products or Services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case. 4. INFORMATION RETENTION We will retain your personal information for the period necessary to fulfill the purposes outlined in this Notice, unless a longer retention period is required or permitted by law. The criteria used to determine our retention periods include: (a) the length of time we have an ongoing relationship with you and provide Services to you (e.g., for as long as you have an account with us or keep using the Services); (b) whether there is a legal obligation to which we are subject (e.g., certain laws require us to keep records of your transactions for a certain period of time before we can delete them); (c) whether retention is advisable considering our legal position (e.g., for statutes of limitations, litigation or regulatory investigations). 5. How We Collect Information User Provided Information: We collect information that you provide directly to us, such as when you create or modify your account, request customer support or otherwise communicate with us. This information includes (a) your name, postal address, email address and telephone number; (b) username, password and other registration information; (c) transaction-related information, such as when you download or use applications from us or register for the Services; (d) information you provide us when you contact us for help; and (e) other information you choose to provide and enter using the Services. If you make payments through the Services we may also collect information required for payment processing, such as credit or payment card number, expiration date, cvv number, billing address, company name, and other information required for payment processing (“Payment Information”). We use a third-party payment processors, currently Stripe, PromoPayment, Authorize.net, and Paypal, (“Payment Processors”) to assist in securely processing your Payment Information. If you pay with a credit card the Payment Information that you provide through the Services is encrypted and transmitted directly to one of the Payment Processors. We do not store your Payment Information and do not control and are not responsible for the Payment Processors or its collection or use of your information. You may find out more about how the Payment Processors store and use your Payment Information by accessing the Payment Processor’s privacy policy. If you choose to use PayPal to make purchases through the Site, you will be directed to the PayPal website and provide your payment information directly to PayPal. PayPal’s privacy policy applies to the information you provide on the PayPal website. Automatically Collected Information: The Services automatically collect information about how you use the Services, such as (i) your mobile device or computer type, including your system and application software; (ii) the type of mobile device or computer you use, the pages and screens you view and how long you viewed them; (iii) your mobile device’s unique device ID; (iv) the IP address of your computer or mobile device; (v) your operating system, traffic data, logs and other communication data; and (vi) metadata and other information associated with other files stored on your device (e.g., photographs, audio and video clips and personal contacts). Some of this automatically collected information is personal information. Information Collected from Third-Party Sources: We may combine information we receive from other sources with information we collect through the Services. For example, (A) if you engage with a third-party site application whose API we use (or who uses our API), we may receive information about you or your connections from such site or application; or (B) if you are referred to us by one of our referral partners, we receive information about you from such referral partner. 6. Cookies and Other Data Collection Technology The Services may use cookies, pixel tabs (also known as web beacons, flash cookies and clear GIFs) and similar technology (“Data Collection Technology”). Cookies are small text files that are sent to or accessed from your web browser or your computer’s hard drive. A cookie typically contains the name of the domain (i.e., the internet location) from which the cookie originated, the “lifetime” of the cookie (i.e., when it expires) and a randomly generated unique number or similar identifier. A cookie may contain information about your computer, such as user settings, browsing history and activities conducted while using the Services. A web beacon (also called a pixel tag or clear GIF) is a piece of computer code that enables us to monitor user activity and website traffic. To learn more about cookies and web beacons, visit www.allaboutcookies.org. Data Collection Technology helps us improve your experience of the Services by, for example, storing your password, measuring the success of marketing campaigns, compiling statistics related to use of the Services and helping us analyze technical and navigational information about the Services in order to detect and prevent fraud. We may use other Data Collection Technology to collect information from the computer or device that you use to access the Services, such as your operating system type, browser type, domain and other system settings, including the language your system uses and the country and time zone in which your computer or device is located. We also use Google Analytics, which is a Google service that collects aggregate information about use of the Services and reports website trends. Google Analytics does not directly identify individual users. You can learn about Google’s practices and opt out by visiting www.google.com/settings/ads or by downloading the Google Analytics opt-out browser add-on at https://tools.google.com/dlpage/gaoptout. Your Control of Cookies: Some web browsers, including some mobile web browsers, provide settings that allow you to control or reject cookies or to alert you when a cookie is placed on your computer, tablet or mobile device. You also may be able to reject mobile device identifiers by activating the appropriate setting on your mobile device. Although you are not required to accept cookies or mobile device identifiers, if you block or reject them, you may not have access to all features available through the Services. Do Not Track Signals: Some web browsers, including Safari, Internet Explorer, Firefox and Chrome, incorporate a “Do Not Track” (“DNT”) or similar feature that signals to websites that a user does not want to have his or her online activity and behavior tracked. If a website that responds to a particular DNT signal receives such DNT signal, the browser can block that website from collecting certain personal information. Not all browsers offer a DNT option and DNT signals are not yet uniform. For this reason, many website operators, including Distributor, do not respond to DNT signals. 7. How We Share Information Distributor shares your personal information as requested by you (e.g., to process payments), for any purpose disclosed by Distributor when you provide such information, to fulfill the purpose for which you provide such information, and in order to provide the Services for which you signed up. Distributor may share your information (a) with Distributor’s affiliates and business partners who help us provide, analyze and improve the Services; (b) with a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution or other sale or transfer of some or all of Distributor’s assets; (c) to comply with any court order, law or legal process, including to respond to any governmental or regulatory request; (d) to carry out Distributor’s obligations and enforce Distributor’s rights arising under any agreement between Distributor and you; and (e) if Distributor believes disclosure is necessary to protect the rights, property or safety of Distributor, our customers or others. Additionally, we may share your information with companies that are conducting marketing and advertising to benefit Distributor. These third party companies may use your contact information for communications and marketing purposes that support our activities. You are under no obligation to respond and the companies are restricted from using your contact information for any other purpose. In the preceding twelve (12) months, we have disclosed the following categories of personal information to service providers for a business purpose: ● Identifiers ● Personal information categories listed in the California Customer Records statute (Cal. Civ. Code § 1798.80(e)). ● Commercial information ● Internet or other similar network activity 8. Your Choices about Information You can stop collection of information by of the Services by ceasing to use such Services. If you would like to review, correct, update or delete personal information that you have previously provided to us or if you would like to suppress, restrict or receive an electronic copy of your personal information (if these rights are provided to you by applicable law), please contact us via the Contact Email. In your request, please make clear what personal information you would like to have changed, whether you would like to have your personal information suppressed from our database and any other limitations you would like to put on our use of your personal information. For your protection, we only fulfill requests when received from the email address associated with your account. We may need to verify your identity before fulfilling your request. Please note that we often need to retain certain information for recordkeeping purposes and/or to complete any transaction that you began prior to requesting a change or deletion. We also may not allow you to review certain data for legal, security or other reasons. If at any time you believe that we have not adhered to this Notice, please let us know. We will use good faith efforts to determine and correct the problem. Notice to California Residents: California Civil Code Section 1798.83 permits individual California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please contact us at the Contact Email. Please note, however, that Distributor does not disclose personal information to third parties for their direct marketing purposes. 9. Security of Your Information We are concerned about safeguarding your information. We use physical, technical, and organizational safeguards intended to protect information that we process and maintain. Unfortunately, however, no system or online transmission of information is completely secure. We cannot guarantee the security of information transmitted to or through the Services. Any transmission is at your own risk and we expect that you will use appropriate security measures to protect your information. You are responsible for maintaining the security of any password or other form of authentication involved in obtaining access to password-protected or secure areas of the Services. Access to the Services through your credentials will be treated as authorized by you. Unauthorized access to password-protected or secure areas is prohibited and may lead to criminal prosecution. We may suspend your use of all or part of the Services without notice if we suspect or detect any breach of security. If you believe that information you provided to us is no longer secure, please notify us immediately using the Contact Email. 10. Links to Other Websites and Services The Services may include links to third-party websites and services that are not operated by us. When you click these links, you will be directed away from the Services. A link to a third-party website or service does not mean that we endorse it or the quality or accuracy of the information presented on or in such third-party website or service. If you decide to visit a third-party website or service, you are subject to its privacy practices and policies, not ours. This Notice does not apply to any personal information that you provide to these other websites and services. 11. Changes to THIS Privacy Policy AND NOTICE AT COLLECTION The Effective Date of this Notice is set forth at the top of this webpage. As we add new features to the Services, we may amend this Notice. If we make a material change to this Notice that reduces your privacy rights, we will notify you in advance by sending an email and/or posting a notice in the Services. Your continued use of the Services after the Effective Date constitutes your acceptance of the amended Notice. The amended Notice supersedes all previous versions. 12. Children’s Privacy The Services are not directed to or intended for use by minors. Consistent with the requirements of the U.S. Children’s Online Privacy Protection Act, if we learn that we have received any information directly from a child under age 13 without his or her parent’s verified consent, we will use that information only to respond directly to that child (or his or her parent or legal guardian) to inform the child that he or she cannot use the Services. 13. Notice to International Visitors OUR SERVICES ARE DIRECTED TO BUSINESSES AND INDIVIDUALS LOCATED IN THE UNITED STATES AND CANADA. We are headquartered in the United States and the Services are controlled and operated from the United States. We process and store personal information in the United States, where privacy laws may not be as protective as in your place of residence. If you are using the Services from outside of the United States, by providing your personal information to us, you consent to the transfer of your personal information to the United States for processing consistent with this Notice. 14. STATE PRIVACY RIGHTS State consumer privacy laws may provide their residents with additional rights regarding our use of personal information (collectively “State Privacy Laws”). The following Section applies to individuals who reside in specific jurisdictions that provide additional privacy rights, including California, Colorado, Connecticut, Virginia, Utah, and Nevada. Your Rights and Choices Right to Access Specific Information and Data Portability Right. You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past twelve (12) months. Once we receive and confirm your verifiable consumer request, we will disclose to you: ● The categories of personal information we collected about you. ● The categories of sources for the personal information we collected about you. ● Our business or commercial purpose for collecting that personal information. ● The categories of third parties with whom we share that personal information. ● The specific pieces of personal information we collected about you (also called a data portability request). ● If we disclosed your personal information for a business purpose, the business purpose for which personal information was disclosed, and the personal information categories that each category of recipient obtained. Right to Correct Information. You have the right to request we update personal information about you that is incorrect in our systems. Right to Delete. You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies. Right to Opt-out of the sale or sharing of Personal Information for Cross-Contextual Behavioral Advertising. We do not sell personal information of share personal information for cross-contextual behavioral advertising purposes. Right to Limit Sensitive Personal Information Use. You have the right to limit the use of sensitive personal information regarding you; however, we do not collect sensitive categories of personal information. Non-Discrimination. We will not discriminate against you for exercising any of your rights. Exercising Your Rights To exercise the access, data portability and deletion rights described above, please submit a verifiable consumer request to us by emailing us at the Contact Email address. For all requests, please clearly state that the request is related to “Your Privacy Rights,” indicate which type of request you are making, and provide your name, street address, city, state, zip code and an e-mail address or phone number where we may contact you. We are not responsible for notices that are not labeled or sent properly or that do not include complete information. To appeal a decision regarding a consumer rights request, please submit your appeal using one of the three methods above. Your appeal should include an explanation of the reason you disagree with our decision. Within 60 days of receipt of an appeal, we will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. Only you, or a person registered with the your jurisdiction’s Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child. You may only make such a request for access or data portability twice within a 12-month period. The verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative, and describe your request with sufficient detail that allows us to properly understand, evaluate and respond to it. We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request. We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to 90 days), we will inform you of the reason and extension period in writing. We will deliver our written response electronically. Any disclosures we provide will only cover the 12-month period preceding the receipt of the verifiable consumer request. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance. We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request. 15. Contact Us If you have any questions regarding privacy while using the Services or have questions about our practices, please contact us via email at the Contact Email.